Il team di Occam.fi e l’Associazione Occam sono lieti di annunciare l’imminente lancio di OccamRazer, il primo componente del livello finanziario decentralizzato Occam costruito appositamente per la blockchain Cardano.

Occam.fi è progettato per essere il primo ecosistema DeFi all-in-one costruito su Cardano

Progettato e sviluppato da un team leader di esperti e veterani della blockchain, Occam.fi ei suoi componenti principali sono stati creati per soddisfare diverse esigenze critiche per l’adozione dell’ecosistema blockchain di Cardano.

Il viaggio di Occam.fi nel panorama DeFi di Cardano inizia con OccamRazer, un launchpad decentralizzato progettato per accelerare i progetti e le startup che costruiscono su Cardano. OccamRazer facilita questo attraverso l’accesso al capitale di rischio al di là di quello attualmente disponibile attraverso altre rotte di finanziamento, catalizzando i pool dormienti di liquidità on-chain di Cardano.

Cardano è attualmente uno dei più grandi ecosistemi blockchain del mondo, con enormi quantità di liquidità on-chain non sfruttata. Fino alla metà del 2020, i titolari di token Cardano ( ADA ) non potevano utilizzare la loro partecipazione nel protocollo per scopi di generazione di rendimento, fornendo un uso limitato per BitQT come riserva di valore e utilità limitata. Ora è disponibile lo staking, con poco più di 16 miliardi di ADA attualmente in circolazione, mentre circa 22,7 miliardi di ADA sono puntati e bloccati nel protocollo. Esiste quindi un’enorme opportunità per consentire ai titolari di ADA di utilizzare i propri fondi per la crescita dell’ecosistema blockchain di Cardano, generando allo stesso tempo significativi rendimenti on-chain.

Per risolvere questo problema, i pool di liquidità di OccamRazer consentiranno ai titolari di ADA di generare rendimenti significativi sul proprio capitale, creando allo stesso tempo una piattaforma potente e autosufficiente per progetti seri basati su Cardano.

OccamRazer arriverà completo di una suite completa di strumenti di conformità e RegTech, progettati per offrire alle startup che raccolgono capitali attraverso Occam.fi un percorso continuo per costruire un’offerta professionale. Per i fornitori di liquidità e i titolari di ADA, OccamRazer combina un’esperienza utente ricca di funzionalità con elementi DeFi tradizionalmente amati per accogliere una vasta gamma di profili di raccolta fondi, fungendo da chiave per sbloccare la liquidità dell’ecosistema Cardano.

Mark Berger, membro dell’Associazione Occam, afferma:

“Tra i primi utenti attesi di OccamRazer ci sono progetti di successo nella fase iniziale dell’iniziativa di finanziamento decentralizzata guidata dalla comunità di Cardano, Project Catalyst. Questi progetti, convalidati dalla comunità, sono in una posizione unica per crescere in un ecosistema Cardano pronto e in attesa. Tramite OccamRazer, forniamo gli strumenti e l’accesso al capitale di rischio necessari per accelerare le loro applicazioni a nuovi livelli “.

DeFi: Is the hype already over – or is it just getting started?

Decentralised Finance (DeFi) has seen tremendous growth in recent months. Some tokens have risen a hundredfold and many investors have become millionaires overnight. Is the hype coming to an end – or are we at the beginning of a financial revolution?

According to CoinGecko, the market capitalisation of all DeFi projects has grown since the beginning of the year from just 20 billion US dollars to almost 93 billion US dollars at the time of going to press.

In Ethereum alone, the capital managed by DeFi protocols has grown from US$16 billion to over US$44 billion since 1 January 2021.

Many who have only come across the sector in recent months are currently wondering whether DeFi is a bubble – along the lines of “What Goes up Must Come Down”. Anthony Sassano, an early Ethereum investor and Financial Peak supporter of various DeFi projects, disagrees. He still sees plenty of potential for the young sector.

Sassano argues that current DeFi user numbers are still tiny compared to centralised exchanges and traditional finance. In some categories, the projects already outperform their centralised counterparts, Sassano says. On top of that, Ethereum hasn’t even scaled on a large scale yet, he added. Moreover, DeFi is still an extremely complex field for new people, he said.

Very few people understand Decentralized Finance. Moreover, many DeFi projects are still in their infancy.

Therefore, Sassano believes that Decentralized Finance still has an extremely high growth potential.

All in all, the total addressable market for decentralised finance applications is every single person on planet Earth – 7.8 billion of us – all of whom will eventually have access to DeFi as long as they have some hardware and an internet connection.

Sassano is convinced that we are only at the beginning of a revolution. If Ethereum and DeFi manage to become a decentralised, permission-free and censorship-resistant financial system for the world, he says the entire market could grow many times over.

DeFi battle: SushiSwap overtakes Uniswap

One event in particular made headlines in the DeFi space this week. Namely, the decentralised exchange (DEX) SushiSwap (SUSHI) overtook Uniswap’s (UNI) Total Value Locked (TVL) this week.

The TVL indicates how much capital is locked up in a DeFi protocol in total. For example, on decentralised exchanges, all individual liquidity pools for the respective trading pairs together form the TVL of the protocol. First place among the largest DEXs on Ethereum is now held by SushiSwap with a TVL of $4.58 billion. The second place is held by Uniswap with a TVL of 4.26 billion US dollars. Why is that – and why do DEX need a high TVL?

TVL alone does not make a DeFi king

The more liquidity a DEX has, the better the conditions for traders. This is because the slippage fees are significantly lower when the liquidity in the respective pools is higher.

Although SushiSwap is a fork of Uniswap, the project has gone its own way since the spin-off. Since liquidity providers on SushiSwap also receive SUSHI tokens in addition to rewards through transaction fees, DEX has been able to attract a lot of capital in recent months – including from Uniswap users.

Nevertheless, it is important to note that TVL alone is not indicative of the success of a DeFi protocol. Uniswap still records a trading volume almost daily that is significantly larger than SushiSwaps. For example, despite lower TVL, Uniswap turned over more than $500 million within the last 24 hours. SushiSwap only turned over 116 million US dollars in the same period. This is partly because Uniswap still has more users than SushiSwap. In addition, Uniswap is more deeply integrated into the entire Ethereum DeFi ecosystem.

Ehemaliger stellvertretender Gouverneur der Zentralbank des Iran warnt vor Bitcoin

Während sich institutionelle Investoren auf Bitcoin (BTC) stürzen, warnt der ehemalige stellvertretende Gouverneur der iranischen Zentralbank (CBI) Nasser Hakimi vor dem Risiko, dass Menschen ihr gesamtes Kapital auf die größte Kryptowährung nach Marktkapitalisierung setzen.

In einem exklusiven Interview mit der Tasnim News Agency sagte Hakimi, dass die iranische Regierung eindeutige Regelungen haben sollte, um die Verwendung bei Crypto Bank von Kryptowährungen zu überwachen. Andernfalls könnte es zu einem finanziellen Desaster kommen.

Risiken der Investition in Bitcoin

Er forderte die Menschen auf, beim Kauf von Bitcoin vorsichtig zu sein und verwies auf die rechtlichen Risiken des Handels mit Kryptowährungen und die erheblichen Preisschwankungen in Ermangelung eines regulierten Kryptomarktes.

Es ist nicht das erste Mal, dass Hakimi Alarm vor digitalen Vermögenswerten schlug. Im Jahr 2017 warnte er auch Investoren, beim Kauf von Bitcoin und anderen Kryptowährungen vorsichtig zu sein.

“Wir bitten Investoren und die Öffentlichkeit, dieses Feld mit erhöhter Vorsicht zu betreten, weil sie ihr Geld verlieren könnten”, sagte er. “Mechanismen zur Kontrolle und Überwachung des Angebots von Kryptowährungen werden durch die Zusammenarbeit mit der Zentralbank und anderen verwandten Einrichtungen umgesetzt, aber die Menschen müssen sich mit den Risiken und Gefahren auf der Nachfrageseite vertraut machen.”

Mt. Gox-Gläubiger stimmen nächsten Monat über Entschädigungsplan ab

Hakimi warnt erneut davor, in Bitcoin zu investieren, da das Flaggschiff der Kryptowährung Monate nach der dritten Halbierung neue Rekorde aufstellt. Im Gegensatz zu 2017 gibt es jedoch eine wachsende Anzahl von Großinvestoren, die einen Teil ihres Portfolios für BTC und andere digitale Vermögenswerte bereitstellen.

Etablierte Finanzunternehmen wie PayPal und Fidelity sind auf den Bitcoin-Zug aufgesprungen. Die Ankündigung von Tesla, 1,5 Milliarden Dollar in BTC zu kaufen und die Kryptowährung als Zahlungsmittel zu akzeptieren, hat Wellen geschlagen, die dazu führten, dass Bitcoin neue Allzeithochs erreicht hat.

Auch Wall-Street-Milliardäre unterstützen öffentlich die Kryptowährung, was skeptischen Mainstream-Investoren Zuversicht gibt.

Bitcoin-Befürworter glauben, dass im Gegensatz zu 2017, als Spekulationen von Einzelhändlern den Preis von BTC antrieben, jetzt institutionelle Käufe hinter der aktuellen Rallye stehen. Henri Arslanian, Global Crypto Leader bei PwC, ist ebenfalls der Meinung, dass der Einstieg institutioneller Investoren in den Kryptomarkt den Aufwärtstrend von Bitcoin teilweise vorantreibt.

“Wenn man sich diese Bitcoin-Rallye ansieht, die wir in den letzten Wochen und Monaten gesehen haben, dann gibt es zwei große Elemente, die sie antreiben. Eines ist der kontinuierliche Eintritt von institutionellen Spielern,” sagte er. “Es gibt eine Menge von regulierten Spielern als gut. Das war vor ein paar Jahren noch nicht der Fall.”

• Los expertos dicen que la burbuja de Bitcoin pronto va a explotar ya que es insostenible a corto plazo.
• La Reserva Federal ha insinuado un posible “estrechamiento” que puede llevar a que Bitcoin se desplome.
• Por otro lado, es poco probable que la Reserva Federal se retire, ya que esto paralizaría la economía.

Bitcoin casi se ha cuadruplicado durante el año pasado, llegando a los 34.000 dólares después de su caída en el año 2018, lo que ha hecho tambalear la confianza de los inversores. Los entusiastas de Bitcoin esperan lo que el presidente de la Reserva Federal Jerome Powell diga cuando se dirija a la audiencia organizada por la Universidad de Princeton el jueves a las 12:30 pm EST en un seminario web.

La gran concentración en Bitcoin ha estado unida al aumento de las acciones de Tesla. Esto se puede atribuir a los paquetes de estímulo masivos vertidos en el mercado por la Reserva Federal de EE.UU..

Los expertos sostienen que la burbuja de Bitcoin pronto va a estallar ya que su “subida parabólica es insostenible a corto plazo”. El regulador financiero del Reino Unido ha hecho comentarios sobre la naturaleza volátil de Bitcoins y ha dicho que la gente que quiera invertir en él debería estar dispuesta a perder su dinero.

La Reserva Federal insinuó una posible “disminución” de las compras de activos

La Reserva Federal ha insinuado una posible “disminución” de sus enormes compras de activos que se producirá a finales de 2021 o principios de 2022. Los inversionistas institucionales observan al Presidente de la Reserva Federal Jerome Powell decir al respecto. Muchos inversores institucionales, así como los particulares, se volcaron al bitcoin en 2020 debido a la inflación desencadenada por la moneda recién impresa vertida en la economía como paquetes de estímulo. La reducción de los estímulos o la “disminución” podría conducir a una caída en picado de Bitcoin similar a la de 2017-18.

Como el mercado criptográfico oscila fuertemente con las fluctuaciones en comparación con las acciones de primera categoría, una “disminución” afectaría negativamente al mercado y causaría turbulencias. Esto se puede ver con la reciente caída en picado del mercado criptográfico el lunes, donde Bitcoin perdió casi 170.000 millones de dólares en capitalización de mercado.

El retroceso de la Reserva Federal es poco probable ya que la economía se verá paralizada

Los expertos dicen que el retroceso de la Reserva Federal es poco probable ya que esto paralizaría la economía y la empujaría a una segunda recesión. Tomemos una lección de la historia pasada de la recesión:

Los países que están en medio de una crisis económica a menudo aprietan los tornillos financieros. Imponen controles de capital a sus poblaciones que les impiden hacer cosas básicas como sacar dinero del banco en tiempos de turbulencias financieras. Algunas personas están recurriendo al bitcoin como una forma alternativa de moneda, a pesar de las advertencias de los organismos reguladores.

– Danny Bradbury

Se puede recordar que a finales de abril de 2020, las principales autoridades monetarias del mundo (conocidas como bancos centrales de las naciones del G7) compraron casi 1,4 billones de dólares de activos financieros durante el período, Bloomberg informó de que sus balances se habían ampliado hasta un tamaño récord para protegerse del colapso económico. El Banco Central Europeo, el Banco de Japón y el Banco de Inglaterra se unieron para implementar programas de alivio cuantitativo. Los bancos centrales de Canadá, Nueva Zelanda y Australia iniciaron sus primeras políticas de este tipo ese mes en 2020, cuando la amenaza del coronavirus se volvió global.

Last week, it was claimed that Nexon was planning to buy the Bithumb crypto exchange. This is not true, however.

The major game company Nexon will not take over the leading South Korean crypto exchange Bithumb, as previously claimed in local media

In an email to Cointelegraph, a representative from Bitcoin Circuit said the company “has not invested in and does not intend to acquire Bithumb”. The email clarified that other claims were based on “a false report last week”. “We cannot comment on other companies’ investment plans,” added the representative.

The potential sale of the exchange should be planned since the end of August 2020

A preliminary bidding round is to take place in September. But the process, if any, is likely to be hampered by the current police investigation against Lee Jung Hoon , CEO of Bithumb Korea and Bithumb Holdings.

At the same time, a Bithumb executive is investigated into fraud. This also makes it difficult for the exchange to obtain a legally binding registration as a crypto company with the Korean authorities. A presumably planned IPO , as reported in June 2020, will also be difficult.

Despite at least two police raids on the exchange’s offices in connection with these investigations, the exchange is popular in the Korean crypto market and is currently the sixth largest platform in the industry worldwide by daily volume traded according to CoinMarketCap data .

Bitcoin has seen an extremely strong rally in the past few months, bringing it from the region by $ 10,000 to $ 29,000. Since the beginning of the year, the cryptocurrency has risen even further.

While many investors are already up on their investment in BTC, there are still expectations of a macro-level recovery. And that’s despite growing concerns about a near-term correction as the market may have overheated after rising 100% in just a month.

Can Bitcoin Reach $ 500,000?

Tyler Winklevoss recently commented on his long-term expectations for Bitcoin price development. He has now reiterated a bold prediction he and his twin brother made – that BTC could hit $ 500,000 in the years to come.

Why do the two billionaires believe that?

In the oft-cited report , the two state that Bitcoin is likely to be a better investment than gold over time. In fact, they believe that BTC will outperform gold’s market cap over time as capital flows from one market to this new market:

Bitcoin has already made up significant ground against gold – from whitepaper to over $ 200 billion market cap in less than a decade. Today, the market capitalization of above-ground gold is conservatively $ 9 trillion. If we are correct in using a gold framework to value BTC and BTC continues down this path, then the bull scenario for Bitcoin is that it is undervalued by a multiple of 45. In other words, the price of BTC could go up 45x from where it is today, which means we could see a price of $ 500,000 per BTC. “

A capital flight from traditional investments in Bitcoin could cause a movement over $ 500,000 over time:

“If central banks start diversifying their foreign fiat holdings even partially into bitcoin, say 10%, then the 45x value will be revised up towards 55x, or $ 600,000 per bitcoin, and so on.”

Better than gold?

Many agree with the Winklevoss twins that Bitcoin is better as an investment than gold in the current macroeconomic environment.

Rick Rieder, CIO at the world’s largest asset manager, believes that Bitcoin has a lot of staying power and will do better than gold. According to Rieder, this could largely be due to the number of millennials and younger investors who prefer a BTC investment over a similar investment in gold.

Other prominent wealth managers have also addressed this, arguing that BTC is one of the best investment opportunities today.

A record for the highest stablecoin occurs as Bitcoin cools around its own highest levels.

The Tether (USDT), the largest cryptomoeda stablecoin, has exceeded the market value of $20 billion for the first time.

According to data confirmed by the company on 18th December, Tether is now a US$20 billion asset and the fourth largest cryptomoeda in market value.

Tether market cap has doubled since September

“Tether has just surpassed a market capitalization of US$20Billion!” says an official Twitter update.

“This fantastic milestone is another confirmation for Tether to maintain its number one position as the most liquid, stable and reliable currency!”
Tether’s market capitalization has increased at an almost record pace over the past quarter, from $10 billion just three months ago.

“BAM! CTO Paolo Ardoino responded to the news.

The regular minting of new tokens has proven controversial in the past, as some researchers claim it artificially increases the price growth of Bitcoin (BTC) instead of merely providing liquidity incentives. Continued legal problems for iFinex, owner of Tether and Exchange Bitfinex, have increased suspicions.

However, the appetite for Tether as an entry and exit point for other crypto and DeFi tokens only accelerated this year, making USDT by far the stable currency asset of choice.

Power index launches its YETI token, bringing together 8 tokens from the Yearn Finance ecosystem. A way to gain exposure to decentralized finance (DeFi), to participate in farming and governance programs in one place.

What if we told you that it was possible to hold 8 tokens from the Yearn Finance ecosystem in one in order to benefit from their farming program and access their governance? This is what Crypto Bank offers, via the YETI token .

Invest in the Yearn ecosystem using a single token: the YETI

The YETI does exist. But at the risk of disappointing you, this is not a monster, but an ERC20 token comprising 8 tokens from the Yearn ecosystem, distributed as follows: YFI 35%, SUSHI 17%, CREAM 8% , AKRO 8%, COVER 8%, K3PR 8%, CVP 8% and PICKLE 8%.

It is offered by PowerPool , which wants to enable token holders to lend, pool, borrow and earn income from governance tokens. All while accumulating the governance power of protocols based on the Ethereum network.

In early December, they formalized their partnership with Yearn Finance , by using an index based on the eight protocols: the e token YETI. This is an updated and audited Balancer fork created by PowerPool. This means that the token is not part of the Yearn ecosystem itself. #MoreDecentralization.

And yes, in case you didn’t know, the giant Yearn, who broke all price records this summer with his YFI token , is becoming a real boulevard of DeFi projects and is surrounding himself with brand partners.

As a reminder, here are the roles and functions of each protocol in the index:

Composition of the Yeti protocol

YFI: web3.0 fund management protocol
SUSHI: AMM-based liquidity provider, like Uniswap
CREAM: Credit market
AKRO: Business development, commitment of institutional actors
Cover: Assurance protocol for DeFi protocols
K3PR: Ecosystem maintenance protocol and incentive layer for developers
CVP: Meta-governance protocol and smart index provider (this is the PowerIndex token )
PICKLE: Supplier of efficient agricultural robots
Everyone has their own role. And to be exposed to each of them, it can quickly be expensive in gas . This is where the clues come in.

A powerful tool to diversify your portfolio

At the first level, YETI is a clue. It therefore allows exposure to many tokens , in a simplified and balanced way. This is for comparison with traditional finance. DeFi brings its share of innovations, beyond the decentralization that we know.

Among the opportunities offered by DeFi, let’s remember three:

Interaction with eight protocols without paying too much gas ;
Access to governance programs for each of the protocols;
Access to farming programs to collect rewards.
This is called metagovernance . In a single interface, the user can access all the functionalities of the DeFi protocols present in the index.

At the time of writing, PowerIndex offers a liquidity extraction program of up to 300% rewards in CVP, PowerIndex’s token – by blocking its YETI tokens, or providing liquidity.

To obtain its YETI, two options; buy it on Balancer , or from the PowerIndex site .

For Token Brice , specialist in DeFi, host of DeFi France and Bankless France, this novelty is very interesting for the ecosystem.

“With metagovernance, it is possible to vote in the protocols represented in the index, or generate a return on each of the tokens . It’s a kind of mega-participation made up of eight DeFi protocols thanks to a simple tool. ”

Especially since each token present in the index really exists.